Umbrella Liability Insurance adds an extra layer of protection over your auto, boat, motor home, etc. In the event that you have a lawsuit that exceeds the limit of insurance you have on one of those vehicles.
It’s quite common that medical payments for the other party injured in an accident may exceed your auto or marine policy, this is where umbrella insurance comes into the picture.
If for example a person whom you are involved in an accident with is severely injured you may be responsible for costs beyond the bodily injury coverage limit that you selected on your auto insurance policy. Umbrella Insurance policies are relatively cheap but important to consider especially if you have a home, retirement account or other assets.
For more information contact an agent at Cantiani Insurance Agency at 318 Plantation Street, Worcester, MA 01604. Phone: 508-791-2088 we’ll be glad to help! Or fill out the contact form below.