A common misconception from Massachusetts home owners is that their homeowners insurance will cover most any flood related insurance claims. The truth of matter is that many of the properties in high risk flood zones are unprotected. Meaning that your homeowners does not cover you for flood insurance.
You can learn more here: Massachusetts Law about Flood Insurance
Flood Insurance Misconceptions
Another common misconception is that flood insurance is very costly to purchase. FEMA has set zones in regards to flood areas, if your home is located in a low-risk zone, then the chances are your insurance will be very affordable. The other belief is that if my home or business isn’t located in a flood zone, near the ocean, river or waterway than I’m fine.
For more information contact an agent at Cantiani Insurance Agency at 318 Plantation Street, Worcester, MA 01604. Phone: 508-791-2088 we’ll be glad to help! Or fill out the contact form below.